w ubezpieczeniach osobowych lub przy szkodach osobowych w ubezpieczeniach OC lekarz, z reguły ekspert ubezpieczyciela, oceniający stany chorobowe lub uszczerbek na zdrowiu osoby ubezpieczonej lub poszkodowanej.
Lekarz orzecznik
w ubezpieczeniach osobowych lub przy szkodach osobowych w ubezpieczeniach OC lekarz, z reguły ekspert ubezpieczyciela, oceniający stany chorobowe lub uszczerbek na zdrowiu osoby ubezpieczonej lub poszkodowanej.
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