Instytutowe klauzule ładunkowe (ang. ICC – institute cargo clauses)
warunki ubezpieczenia cargo, tj. ładunków w transporcie, opracowane przez Instytut Londyńskich Ubezpieczycieli; ICC występują jako ogólne (klauzule A, B i C) lub specjalistyczne – dostosowane do specyficznego środka transportu (np. Air Cargo) lub specyficznego towaru (np. Cosl Clauses, Froxen Food Clauses, Bul Oil Clauses)
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