Additional technical testing of vehicles is not always needed

Another amendment to the Law on Road Traffic was published in Dziennik Ustaw (No. 97 pos. 802 of 23 June 2009). It introduces new rules for further technical examination of the vehicle, whose cost is included in the compensation of the third party insurance (OC) or mandatory Casco (AC). Current obligation to carry out further technical examination of the vehicle, which was repaired for the cost exceeding 2,000 PLN, is abolished.
That approach is consistent with the Motor Insurance Commission of the Polish Insurance Association, which supported this amendment.

The consequence of adopting new rules requiring additional technical examination is also the following change:

–    Art. 17 of the Act of 22 May 2003 on insurance activities (Journal of Laws No. 124, item. 1151, as amended. Zm.), which reads as follows: “Article 17th. The holder of a motor vehicle is obliged to inform the insurance company to conduct additional technical studies referred to in Article. 81. 11 paragraph 5 of the Act of 20 June 1997 – Road Traffic Law (Journal of Laws of 2005 No. 108, item. 908, as amended) A technical examination is regarded as a normal consequence of the injury and its costs are covered by insurance under the AC policy and the OC policy of the perpetrator.”

–    Art. 36a of the Law of 22 May 2003 on compulsory insurance, Insurance Guarantee Fund and Polish Motor Insurers’ Bureau (OJ No. 124, item. 1152, as amended. Zm.), which reads as follows: “Article 36a. Compensation for third party insurance of motor vehicles includes the cost of additional technical examination referred to in Article. 81. 11 Section 5 of the Law – Traffic Law.. “

The text of the Act is on the website:

http://www.infor.pl/dziennik-ustaw,rok,2009,nr,97/poz,802,ustawa-o-zmianieustawy—prawo-o-ruchu-drogowym-oraz-niektorych-innych-ustaw.html

The new rules would eliminate undue cases of additional tests of vehicles after the payment of compensation for minor injury. Additional testing will be performed only in case of damage, having a significant impact on the traffic safety. As a result, the new regulation will affect the cost of settling claims, since the cost of additional technical examination is part of the compensation.