Polish bancassurance market in Q4 2025. Year recap

Date: 6 March 2026

Gross written premium in the bancassurance channel is PLN 5.9 billion, which corresponds to a year-on-year growth rate of 92.5%.

 

In Division I of the bancassurance channel:

  • Gross written premium is 3.4 billion PLN, which corresponds to a year-on-year growth rate of 90%.
  • The share of bancassurance premium in Division I is 13.8% (a 2.3% decrease compared to 2024).
  • Gross written premium from investment products is 1.8 billion PLN (growth of 115.4%).
  • Gross written premium from protection products is 1.6 billion PLN (growth of 71.5%).

 

In Division II of the bancassurance channel:

  • Gross written premium is PLN 2.5 billion, which corresponds to a year-on-year growth rate of 96%.
  • The share of bancassurance premium in Division II is 3.8% (a 0.4% decrease compared to 2024).
  • At the end of 2025, the number of insurance policies is 21.6 million.